Director & Officer Liability Insurance 
MNA's Nonprofit Management Liability Insurance in Mission Assurance!
Join us for a 60 minute webinar on September 16 at 1PM that will help explain how D&O coverage protects your organization. Register here
MNA Member Benefit
A few of the many highlights of the program include:
- Preferential annual premium pricing for MNA members starting at $750
- Multiple deductible options of $500, $1,000 and $2,500
- Deductible waived if no judgment is brought against your organization
- $1,000,000 limit of liability for Director & Officer Liability insurance
- Additional $1,000,000 limit of liability for Employment Practices Liability (EPL)
- Free and unlimited access to a toll-free Employment Practices Liability Loss Prevention Hotline
- Interactive CD, "Guidelines for Reducing Exposure to Employment Lawsuits"
- All defense costs are paid outside policy limits
- Professional staff of in-house attorneys for claims, and
- Simple application and quotation process

Program Description
MNA endorses Monitor Liability Managers, Inc.* as it's preferred provider of Directors and Officers Liability Insurance. Protecting your organization from management and employment practices liability through Directors and Officers insurance is important for today's nonprofits. Montana’s Immunity Law (MCA 27-1-732) is often cited as a rationale for not carrying D&O Insurance, but it does not protect your organization from legal action or from incurring expenses related to legal defense. Learn more by visiting our Director’s and Officers Insurance Frequently Asked Questions page.
MNA's enhanced D&O program provides among the broadest coverage available on the market and includes coverage for employment practices liability, personal injury, defense costs outside the policy limits, third party liability, and more. Coverage is available for most non-medical organizations. Premiums will vary depending on total assets, number of employees, and activities of the nonprofit. In addition, Crime Insurance and Fiduciary Liability Insurance policies are available.
Eligibility
To participate in the MNA enhanced D&O program, your organization must be a 501(c)(3) and a member of MNA.

Getting Started
The MNA D&O Program is administered in-state by brokers at Payne Financial Group, Inc. To obtain a quote, contact Jodi Harper or download a
questionnaire form, complete and send it to Jodi at Payne Financial Group, her fax is 406-245-9887. In most instances, you will receive a D&O quote within 48 hours of your request.
Questions?MNA Employees are not able to provide quotes on insurance products. To obtain a quote for your organization, please contact
Jodi Harper at Payne Financial Group in Billings is available to answer any questions about the MNA Nonprofit D&O Program. Jodi can also be reached by phone at 1-800-877-0115.
Webinar Recording Information
The link below labeled D&O Webinar Recording opens a new window and launches a 45 minute and 10 second webinar recording. A second smaller window, that has recording controls will also open in front of the main presentation window. Please minimize the smaller window to get it out of the way, but do not close the smaller window as that will stop the recording altogether. You will also need to maximize the larger window to ensure you can see the whole slide presentation.
Documents for Downloading
* Monitor is a wholly-owned subsidiary of W.R. Berkley Corporation operating nationally as an underwriting management company specializing in professional liability insurance. Monitor places coverage only through member companies of W.R. Berkley that are "A" (Excellent) or better by A.M. Best.
For general information about any of MNA's programs, contact Brad Robinson, Member Services Director of the Montana Nonprofit Association by email or 406-449-3717