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MNA Products & Services

On this page:
Overview
Major Medical Health Insurance Program
Limited Benefit Health Insurance Program
Unemployment Insurance
Directors and Officers Liability Insurance Program
GrantStation Insider
StapleLink Office Supplies
ReadyTalk
Society of Nonprofit Organizations
Books and Subscriptions
Career Center

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Overview
MNA members enjoy access to discount goods and services through negotiated agreements with preferred vendors. Discount goods and services enable members to realize considerable savings on their administrative costs, and use more of their annual budget to carry out their charitable purposes providing programs and services to their clientele.

Major Medical Health Insurance Program

Blue Cross Blue Shield of Montana

The MNA Health Plan offers seven options. Each employer group will be initially rated on their own age demographic and health risk to determine the premium rate for that group. Going forward, risk - and therefore rate increases - will be shared across the entire pool of users - currently at 1000 lives. Any 501(c)(3) organization that is a member of MNA is eligible for our health insurance plan.

As an association plan, we now have a "plan year" that starts each July. Rates are available for employee only, employee plus spouse, employee + family and employee + child(ren). Some Plans are also available to groups with one eligible employee. In addition to health and prescription drug benefits, each plan also includes the following enhancements:

  • 100% paid annual Vision exam benefit for all enrolled family members on the health plan
  • $5,000 Life and AD&D insurance for the insured.
  • 24/7 toll-free Health information hotline to registered nurses who can help you make the best, most informed choice for your healthcare needs

To learn more about our health insurance plan, visit our FAQ, or contact Mountain West Benefits - they can refer you to a qualified agent that can get you a quote. MNA employees cannot provide quotes for health insurance. Download BCBS application.

Mountain West Benefit Solutions

Questions?
For more information about the program, contact Brad Robinson, Member Services Director of the Montana Nonprofit Association at brobinson@mtnonprofit.org or 406-449-3717

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Limited Benefit Health Insurance
Montana Nonprofit Association, Symetra, Insurance Coordinators of Montana, and Mountain West Benefit Solutions have partnered to offer a limited benefit health insurance policy to MNA members.

Select Benefits gives MNA members access to cost controlled health insurance and enables nonprofits to provide all eligible workers and their families with essential medical benefits. While Select Benefits is not designed to substitute for comprehensive medical coverage, the policy does provide eligible employees and their family members with coverage for such routine benefits such as doctor's office visits, hospital stays, and prescription drug benefits.

Program highlights:
  • Coverage for groups of one eligible employee
  • No preexisting condition limitations
  • No deductibles
  • No required networks
Eligibility
  • Employers must be 501(c)(3) members of the Montana Nonprofit Association
  • Full-time, part-time and seasonal employees may be deemed eligible
  • Employee, spouse and dependents are covered under composite premium
For more information about the program, click here.

Select Benefits is not a replacement for major medical policy or other comprehensive policy. It is designed to provide a preselected fixed dollar amount for covered benefits used on a routine basis. Coverage may be subject to exclusions, limitations, reductions and termination of benefit provisions. Select Benefits is insured by Symetra Life Insurance Company, 777 108th Avenue NE, Suite 1200, Bellevue, WA 98004. Select Benefit Administrators of America is a divisions of Employee Benefits Consulting, Inc., a Symetra Company.

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Unemployment Insurance Savings Program
The Montana Nonprofit Association (MNA) endorses First Nonprofit Companies and their unemployment savings products.

First Nonprofit Companies
Overview
Instead of paying the state unemployment tax, nonprofits can elect to opt out of the state system and reimburse the state for validated claims paid to former employees, dollar for dollar. This translates into savings of as much as 50% of your unemployment costs.

First Nonprofit Companies offers several programs for nonprofits which are designed to allow the organization to enjoy the reduced costs of reimbursing without exposing their budgets to unnecessary risk. Each program meets the needs of different size organizations with different budgetary goals. If your organization is a 501(c)(3) with at least 5 full-time employees, one of these programs can probably save you money.

Program Highlights
A few of the many highlights of the program include:

  • Unemployment insurance savings of as much as 50%,
  • 20% discount on the one-time enrollment fee for MNA members,
  • Stop loss insurance to support the agency in the event of catastrophic layoffs,
  • Claims administration services including representation in unemployment hearings and audits
  • Training opportunities on employer responsibilities and risk mitigation
  • Free cost-savings evaluation conducted by First Nonprofit Companies

Enrolled Nonprofits
Currently, Fifty-three (53) nonprofits nonprofits in the State of Montana are enrolled in the program and enjoying savings and administrative benefits. Collectively, these nonprofits will save more than $243,000 annually. To find out how much your agency can save each year, complete the free cost savings evaluation and return it to First Nonprofit Companies.

Questions?
For more information about the program, contact Cecilia Piazza, Program Director, at 800-526-4352 (ext. 7729) or visit the First Nonprofit Companies website at www.firstnonprofitcompanies.com.

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Director and Officers Liability Insurance Program
The Montana Nonprofit Association (MNA) endorses Monitor Liability Managers, Inc. as MNA's preferred provider of Directors and Officers Liability Insurance.

Monitor Liability Managers, Inc.

Monitor is a wholly-owned subsidiary of W.R. Berkley Corporation operating nationally as an underwriting management company specializing in professional liability insurance. Monitor places coverage only through member companies of W.R. Berkley that are "A" (Excellent) or better by A.M. Best.

Overview
Protecting your organization from management and employment practices liability through Directors and Officers insurance is important for today's nonprofits. Montana’s Immunity Law does not protect your organization from legal action or from incurring expenses related to legal defense. Monitor provides among the broadest coverage available on the market and includes coverage for employment practices liability, personal injury, defense costs outside the policy limits, third party liability, and more. Coverage is available for most non-medical organizations. Premiums will vary depending on total assets, number of employees, and activities of the nonprofit.

Director’s and Officers Insurance Frequently Asked Questions

Program Highlights
A few of the many highlights of the program include:

  • Preferential pricing for MNA members starting at $825;
  • Multiple deductible options of $500, $1,000 and $2,500;
  • $1,000,000 limit of liability (defense costs outside policy limits);
  • Professional staff of in-house attorneys for claims;
  • Simple application and quotation process


Payne Financial Group, Inc.

The MNA D&O Program is administered by in-state brokers at Payne Financial Group, Inc. To obtain a quote, download information and an application form (click here), complete, and fax it to Erik Kukuk at Payne Financial Group, fax 406-532-5779, or email ekukuk@pfgworld.com. In most instances, you will receive a D&O quote within 48 hours of your request. Erik is available to answer any questions about D&O insurance and the MNA Nonprofit D&O Program.

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GrantStation Insider
GrantStation is a premier online provider of resources for the grantseeker including a searchable database, research tips, and proposal building tutorials. As an exclusive benefit, MNA members receive the GrantStation Insider weekly eNews that provides grantseeker information including funding opportunities, foundation news, and development technical assistance. The Insider is delivered to member email in-boxes each week free of charge ($89 value).

Grant Station Insider

For more information on additional services available through full membership in GrantStation, visit their website at www.grantstation.com.

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StaplesLink.com
Montana’s nonprofits are as geographically dispersed as they are mission diverse. This fact alone often equates to a long trip to the office supply store using an employee-owned vehicle. MNA’s office supply program helps our members:

  • Save money – an average of 45% off manufacturers’ suggested list price
  • Save more money by using free 1-2 day delivery anywhere in Montana
  • Save time by ordering office supplies online
  • Increase productivity by reducing trips to the store
  • Reduce risk exposure by reducing employee owned vehicle use


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ReadyTalk
Easy to use and great support, no set up fees or hidden costs. Teleconferencing costs are 6 cents/min/participant, and web conferencing is 10 cents/min/participant. Each session can handle up to 96 participants.
ReadyTalk

ReadyTalk's user friendly services include:
  • Toll-free, 'reservationless' teleconferencing-no need to schedule a call
  • Easy Web Conferencing-show slides, share documents, or host webinars
  • Recording/playback-1 click access for board calls, capturing meeting minutes, archiving events, and advocacy information.
  • Dedicated training and live technical support, 24 hours a day, 7 days a week.
How Can I Use ReadyTalk?
Your nonprofit colleagues are using ReadyTalk to:
  • Hold webinars to generate interest in programs and initiatives
  • Disseminate information to geographically dispersed members
  • Cut down on travel by saving time and money
  • Organize board and chapter meetings
  • Recruit and provide orientation to members and volunteers
  • Record advocacy appeals and send them out in newsletters
For more information, to set up a demo, or to sign up for ReadyTalk, please contact: Shawn Murry at 303.209.1638 or shawn.murry@readytalk.com

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Society of Nonprofit Organizations (SNPO)
MNA has developed a partnership with the Society of Nonprofit Organizations (SNPO) for discount memberships of $29 (50% off the regular membership price). Membership in SNPO has many benefits including subscriptions to Nonprofit World (nationally recognized leadership, management, and governance focused magazine for the sector), monthly Funding Alert, access to the Nonprofit Career site for job posting and more, access to archives on hundreds of management articles, discounts on all materials offered through the Resource Center, and tuition discounts to SNPO's on-line delivered Certificate in Nonprofit Leadership and Management, with 4.8 CEUs awarded by Michigan State University. Click here to learn more.

SNPO

To enroll, visit www.snpo.org/join/ncna.php.

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The Montana Nonprofit Association (MNA) has partnered with the following publishers and periodicals for discounted books and subscription services for MNA members:

Fieldstone Alliance
Fieldstone Alliance is a nonprofit organization dedicated to assisting nonprofits through practical books that help nonprofits accomplish their mission. Fieldstone Alliance publications, written by authors with years of experience, provide time-tested solutions that save time and money for you. Titles cover core areas of leading nonprofits including collaboration, advocacy, development, and more.

Fieldstone Alliance

MNA members receive a standing 20% discount on all purchases. Contact MNA for member discount codes.

The Nonprofit Quarterly
The Nonprofit Quarterly is a unique print magazine that leaders count on to provide them with values based management information and proven practices. Each issue focuses on a theme of critical importance and provides you with the cutting edge, relevant and useful information you need to manage more effectively and advance your mission.

The Nonprofit Quarterly

MNA members save 25% off the regular subscription price - only $39 (regular $49). Contact MNA for member discount codes.

Stanford Social Innovation Review
Discover powerful insights from leading executives and world-class faculty. Stanford Social Innovation Review presents the best ideas in nonprofit management, philanthropy and corporate citizenship. Find out what works and what doesn't. And how to strengthen your social impact. Readers learn how to:

  • Effectively manage people and power,
  • Set agendas,
  • Influence supporters and policy makers,
  • Sharpen strategic decision making, and
  • Demonstrate social impact.
Standford Social Innovation Review

MNA members save $10 off the regular subscription price of $39.95 if you order online using a credit card - only $29.95. If instead you request to be invoiced you will save $5 off the regular subscription rate, for an annual rate of $34.95. Contact MNA for member discount codes.

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Career Center
MNA has developed an online career center that gives nonprofit organizations a highly visible place to post job vacancies with significantly reduced fees for MNA members. Employers can post as much or as little of the job description as they like, and unlike the want ads, our Career Center sends out an email alert to active job seekers. Job Seekers can post resumes and apply online for job vacancies. The Montana Artists Refuge recently used the MNA Career Center and had an overwhelmingly positive experience – read the Case Study.

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